Your Maryland Mortgage Program journey - from approved lender to keys in hand

The Maryland Mortgage Program

Follow the numbered path from where you are today to closing with state-backed financing and deferred down-payment assistance at no interest (0% APR). Climb the ladders (smart moves that speed you up) and steer clear of the chutes (missteps that set you back). MMP limits effective June 24, 2026; programs subject to change.

Scan to find where you are

Open the interactive roadmap on your phone: tap where you are today and see your next moves, the missteps to avoid, and your free MMP eligibility check.

{{compliance.pendingLabel}} Equal Housing Opportunity. {{lo.company}}, NMLS #{{lo.nmls}} (Company NMLS #{{compliance.companyNmls}}). The Maryland Mortgage Program is administered by the Maryland Department of Housing and Community Development (DHCD); income and acquisition price limits effective June 24, 2026; subject to change; program funds subject to availability. The Maryland Department of Housing and Community Development is not affiliated with CrossCountry Mortgage, LLC. MMP deferred second mortgages described here: no interest (0% APR), no monthly payment, due in full at sale, refinance, transfer, or payoff of the first mortgage; not forgiven (except the SmartBuy 3.0 student-debt note, forgiven 20%/yr over 5 yrs, conventional-only; an optional SmartBuy down payment second is repaid). All loans subject to program eligibility, credit approval, and underwriting; not all applicants will qualify. This co-marketed seminar is cost-split by fair market value of promotion per RESPA; no party pays for referrals. NMLS Consumer Access: www.nmlsconsumeraccess.org.